Has it happened to you that when you go to the cinema that is in a shopping center you cannot avoid the temptation to visit the other stores? Are you not done with bags of clothes, shoes and much more? If you answered that it is because you have a tendency to make compulsive expenses and I tell you something: It is not good for your finances ! In this note I leave you 5 tips to avoid compulsive expenses :
Before buying, ask yourself: “Is it really worth it?
Before buying that fashion cell phone you don’t need because it has one that works very well, start thinking. Is it worth spending all that money on it?
Imagine that what you DO NOT need but want is S / .500 and you earn a salary of 1,500 soles. Is it really worth spending ⅓ of your salary on it? Worse, is it worth it for 10 days of hard work to buy what you don’t need?
Will you leave home? Don’t take all the money with you
This also applies to credit cards . Why? Because when you go out and have the money in hand you will be tempted to spend it if you see something you like. If you go out and want to save salt with the measured money and if you are going to carry credit cards, choose only one so you do not spend more.
Group shopping? “No thanks”
I do not tell you not to go out with friends and buy by doing the typical “little pig”, but it is always better to know how much you can spend and not buy too much.
If they are going to eat fast food and want to save, it is better to buy a combo for everyone, if they prefer to buy something separately, ask for something that you are really going to eat and avoid buying too much just for not keeping the most economical order. This will help you especially when you go out in groups to places where prices are inflated. ( Discover how to save at the cinema )
Don’t use the money you didn’t plan
When you are aware of your money you always have a fixed daily personal budget . Even when you go out with friends, with your partner or with family members it is recommended that you do not spend more of the money you planned for the day.
To have extra money for my outings, I usually collect everything that I took each day of the week, so I can give myself extra tastes on a Saturday. Do you see how every penny counts?
Buy with extra glasses Never!
A few days ago I saw a post of the craziest purchases that had been made and oh surprise! They all made them when they had extra glasses. Moral: “If you drink, don’t buy.” And it is that you will always tend to buy things that you do not need and will carry debts that you did not plan.
Did you follow me What else do you advise to avoid compulsive shopping? On the subject of the subject also read: Are you going to receive your gratification? Don’t lose it all! Avoid doing these things!